What exactly do you do with the loan proceedes?

I use the loan you provide to acquire and renovate distressed single-family homes. You receive monthly interest payments at a 8-12% annualized rate throughout the project, followed by a full principal reimbursement upon completion.

Why would you pay 8-12% if a bank charges less?

Traditional banks rarely fund distressed property acquisitions. By taking on these value-add projects, we create forced appreciation and significantly higher equity than standard bank-financed properties allow, making a 8-12% yield mutually profitable.

How is my money protected?

Your investment has the same protection a bank has when they make a loan: a recorded Mortgage and a Promissory Note outlining terms. In addition, title insurance verifies clean ownership and hazard insurance lists you as the loss payee.

What if something happens to YOU?

Every single document is still enforceable, and my wife and business partner, Anjoli, executes the rest of the agreement exactly as planned. If she is unavailable, there are additional team members that will complete the deal as agreed.

How and when do I get paid?

You receive a check, ACH, or wire every month beginning on the 1st of the month following the purchase. You receive a monthly, annualized 8-12% interest payment until the close of the refinance, at which point you receive any remaining interest and your original principal.

How do I verify the progress of the project?

I will provide monthly reports detailing the purchase process and renovation, including photos and detailed descriptions. This will go out as a monthly newsletter to all investors. If you have any questions during the process, you can send them to me personally by email.